Tammy Scruggs Smith

Tammy Scruggs Smith
NMLS # 884860

Tammy Smith is a Vice President and Mortgage Banker with PrivatePlus Mortgage, a division of National Bank of Commerce.

“Having owned both a real estate company and mortgage company over the years, Tammy understands the home purchase and financing process better than most people, and that translates to a terrific end-to-end experience for her clients,” says Dean Phillips, Vice President and South Georgia Production Manager of PrivatePlus.

Along with 20 years in the real estate and mortgage fields, this renaissance woman also has owned a dog rescue ranch in Texas. So, it’s no surprise that she volunteers with the Humane Society, SCPCA and other organizations that help animals.

“The client comes first for me, including they have more than one option to achieve the home buying and home financing goal they want and need,” Tammy says. “I strive to provide realistic closing times and diligently try to provide a seamless process start to finish.”

A fun fact about Tammy: Her maiden name is Scruggs and her grandfather’s cousin was country music legend Earl Scruggs. Away from work, she enjoys boating, traveling, golf, getting together with friends as often as possible and football season. Tammy makes her home in Savannah with Sir Henry, a King Charles Caviler that was raised on the rescue ranch, and Mikey, a tabby cat rescued from the streets of Dallas.

Tammy can be reached at 912-483-3253 or TSmith@PrivatePlus.com .


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Three Piedmont Center, Suite 600 • 3565 Piedmont Road, Atlanta, GA 30305 • 404.480.4111

Division of National Bank of Commerce