Joseph Todd Polofsky

Joe Polofsky
Joseph Todd Polofsky
NMLS # 93951

Joe Polofsky is a Vice President, Mortgage Banker with PrivatePlus Mortgage, a division of National Bank of Commerce.

“Joe is professional, experienced, knowledgeable and very customer service oriented,” says Dan Smith, President of PrivatePlus. “He operates with integrity, setting and maintaining expectations.”

The experienced mortgage pro says he is excited about historically low rates, no-closing-cost (lender-paid) loan opportunities, and the fact that home values are on the rise. His financial and customer service perspectives also were honed outside of the mortgage industry, as an investment broker with Morgan Keegan and as Vice President of Marketing for PGA Tour Radio.

“I encourage everyone to consult with their mortgage professional annually for a check up to stay current on product offerings and to determine how your mortgage fits with your short- and long-term goals as they evolve,” Joe says.

The Atlanta native coaches kids through the Northside Youth Organization (Chastain Park) as an assistant and gives free golf lessons. He enjoys outdoor sports, cooking and growing his own food. Joe and his English setter bird dogs reside in Buckhead.

He can be reached at (678) 422-8363 or

Contact Us

Your PrivatePlus advisor’s mission is to show you options, make things easy, create a loan that fits your financial situation, and save you money. Call today.

PrivatePlus Mortgage

Buckhead Office
Three Piedmont Center, Suite 600
3565 Piedmont Road
Atlanta, GA 30305

Decatur Office
Private Bank of Decatur
One Decatur Town Center, Suite 120
150 East Ponce de Leon Avenue
Decatur, GA 30030


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WELCOME to our secure online loan application. The following form provides the information needed to help us analyze your mortgage options and recommend the best programs and lowest rates for you. Simply follow the instructions on this form, complete the questions to the best of knowledge and your assigned loan officer will contact you. We are normally in touch within 24 hours, excluding holidays. All information is private and secure. If you do not have all your information available, that’s OK. Just complete what you do know and we will call you to follow up and complete the application.

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Three Piedmont Center, Suite 600 • 3565 Piedmont Road, Atlanta, GA 30305 • 404.480.4111

Division of National Bank of Commerce