Denise Pajak

Denise Pajak
NMLS # 6191

Based out of the Private Bank of Decatur, Denise is Vice President, Mortgage Banker for Private Plus Mortgage, a division of National Bank of Commerce. With over a decade of mortgage lending experience, she specializes in simplifying the home finance process, education and choice. Many people are surprised to find that there are several ways to structure the same type of loan, of which they have a choice. It’s no wonder that her business is built on referrals and that’s she’s been a consistent top producer at every company she’s worked.

Denise is a mortgage expert in Atlanta and has published a number of articles about finance. She has a regular column in Decatur Living and has authored and been quoted in articles for the Atlanta Journal Constitution about the smart way to buy a house and real estate trends. One of her niches is renovation and construction loans, and she published an article about building green in Atlanta Intown’s special 2014 Green edition and had a feature in Atlanta Intown’s 2015 Real Estate issue about the 2015 real estate forecast and how renovation plays a part. She spoke about renovation loans at 2014’s Decatur’s Old House Fair. She’s authored several articles for Inside Decatur Magazine and been quoted in, a finance blog. Denise was a panel expert for Keller William’s Realtor Chris William’s “All About Investing” seminar.

“As a Mortgage Manager, my clients learn that not only will we build the right loan for their purchase or refinance now, but afterwards I will proactively watch the market. Whenever there is a loan with better terms available, I will call them to make that transaction happen too, often with no closing costs,” Denise says. Many say they never knew why mortgages seemed so complicated before. For client testimonials, click here.

A champion for companion animal rights, Denise led the effort to pass a law in Fulton County banning dog chaining, was a guest on Atlanta Radio station WRFG’s Second Opinion Radio show, lobbied for the elimination of the gas chamber in Georgia, and has repeatedly participated in Spay/Neuter programs in the Bahamas. She performed on mountain bike at the 1996 Olympic closing ceremonies and recently walked the 490 mile Camino de Santiago trail across Spain. She is proud to call Decatur, one of America’s top 10 small towns, home.


She can be reached at (404) 390-1847 and

Contact Us

Your PrivatePlus advisor’s mission is to show you options, make things easy, create a loan that fits your financial situation, and save you money. Call today.

PrivatePlus Mortgage

Buckhead Office
Three Piedmont Center, Suite 600
3565 Piedmont Road
Atlanta, GA 30305

Decatur Office
Private Bank of Decatur
One Decatur Town Center, Suite 120
150 East Ponce de Leon Avenue
Decatur, GA 30030

Three Piedmont Center, Suite 600 • 3565 Piedmont Road, Atlanta, GA 30305 • 404.480.4111

Division of National Bank of Commerce